Real talk. Real intelligence. Real life.

Practical intelligence
for real decisions.

Playbooks for money, real estate, NRI finance, and career — built from 20+ years of actual experience. No gurus. No fluff. No hype.

Browse playbooks ↓ Gumroad store →
4
Playbooks live now
20+
Years of real experience
30+
Products in pipeline
$0
Fluff. Zero.
Available now
Playbooks that don't
waste your time.
Written from experience. Priced for access. Designed to move you forward.
SPA
NRI · Legal
NRI Property Sale India: Special Power of Attorney Playbook 2026
Most NRIs lose weeks — or lakhs — because their SPA gets rejected. This playbook covers Article 41(e), Apostille (Jan 2024 change), 10 rejection scenarios, and the province-by-province guide.
$49 CAD
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₹→$
NRI · Finance
NRI Cross-Border Money Playbook: India to Canada Financial Guide 2026
DTAA, T1135, NRE/NRO accounts, RRSP/TFSA/FHSA, selling Indian property from Canada, the IBKR transfer method, and the full annual compliance calendar — no CA jargon.
$79 CAD
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🏠
NRI · Real Estate
First Home in Canada: The NRI Buyer's Playbook 2026
Credit from zero, newcomer mortgages, FHSA/HBP stacking, bringing money from India, the stress test, closing costs province-by-province — and the NRI-specific traps most guides miss.
$59 CAD
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🌿
Home · Canada
Artificial Turf vs Real Grass: Canada Homeowner's Complete Guide 2026
Crow damage, chafer beetles, municipal bylaws, pet safety, drainage reality, installer red flags, and a 10-year ROI comparison — without the installer spin.
$19 CAD
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Coming soon
30+ playbooks
in the pipeline.
More across real estate, money, career, lifestyle and more. High-priority products ship next.
Vancouver Real Estate: Hard Market Playbook
$97 · Real estate
FHSA / TFSA / RRSP — Plain English Guide
$29 · Money
Canadian Tax Deductions Most Employees Miss
$29 · Money
Expert Network Income Guide (GLG etc.)
$29 · Career
Corporate Leadership & Talent Recognition
$29 · Leadership
Renovation Contractor Vetting Kit
$29 · Home
Airbnb Hosting Guide — Canadian Market
$39 · Lifestyle
Family Vacation Planning — Best Deals
$29 · Life
The Adoption Journey — What Nobody Tells You
$49 · Life
Who's behind this

Practitioner-built.
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"I'm not selling a dream. I'm sharing what I've learned — including the parts that went wrong."

RealIQ is a knowledge brand built from 20+ years of real experience across enterprise technology, NRI finance, real estate, and career transitions. The content comes from doing the things — not researching them. No social media persona. No face. No name. The work speaks for itself.